House and Lot Unit for Sale @ Manila Millionaire’s Subdivision

📍 Location: [enter_here]
💰 Price: [enter_here]
📏 Floor Area: [enter_here]
🛏️ Bedrooms: [enter_here]
🛁 Bathrooms: [enter_here]
🏢 Property Type: [Studio, 1BR, 2BR, etc.]
🔑 Availability: [Pre-selling / Ready-for-Occupancy]

Property Features:
✔️ [Modern Interior Design / Fully Furnished / Semi-Furnished]
✔️ [Balcony with City View / Floor-to-Ceiling Windows]
✔️ [Spacious Living & Dining Area]
✔️ [Smart Home Features / High-Speed Internet Ready]
✔️ [Built-in Wardrobes & Storage Solutions]

Amenities & Lifestyle Perks:
✔️ [Swimming Pool / Infinity Pool]
✔️ [Gym & Fitness Center]
✔️ [Sky Garden / Lounge Area]
✔️ [Function Rooms / Theater Room]
✔️ [Parking Space Available]

Prime Location & Accessibility:
✅ Minutes Away From: [Major Landmarks: Ayala Avenue, Greenbelt, Glorietta, Offices]
✅ Nearby Establishments: [Malls, Restaurants, Schools, Hospitals]
✅ Transportation Access: [MRT, Bus Stations, Major Roads]

Sample Property Details

✅ Unit Price: ₱5,000,000
✅ Reservation Fee: ₱50,000 (Deducted from total price)
✅ Down Payment: 20% of unit price = ₱1,000,000
✅ Loanable Amount: 80% of unit price = ₱4,000,000

Payment Breakdown

1️⃣ Down Payment
– Option A: Full down payment (Paid upfront) → ₱1,000,000
– Option B: Installment over 12 months → ₱83,333/month

2️⃣ Bank Financing (Loan)
– Loan Amount: ₱4,000,000
– Interest Rate: 7% per year (Bank rates vary)
– Loan Term: 10 years

Using a fixed-rate mortgage, the monthly amortization for a ₱4,000,000 loan at 7% interest over 10 years is:
📌 Estimated Monthly Payment: ₱46,516/month
📌 Other Additional Fees to Consider

✔️ Title Transfer & Registration Fees: ~3% of unit price (₱150,000)
✔️ Move-in Fees: Varies per developer
✔️ Property Taxes: Typically 1–2% of unit price annually

This sample computation provides an estimate based on standard financing options.